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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,366 | $183,539+20.6% | $155,556+42.3% | $145,897+51.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 21.61% | 61.31%-39.7pp | 64.84%-43.2pp | 552.29%-530.7pp |
| Employer contribution / active EE | $10,132 | $5,315+90.6% | $4,675+116.7% | $4,663+117.3% |
| Participant deferral / active EE | $9,576 | $6,467+48.1% | $5,631+70.1% | $6,689+43.1% |
| Admin fee / account holder | $916 | $19,275-95.2% | $15,885-94.2% | $13,390-93.2% |