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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,366 | $183,592+20.6% | $155,567+42.3% | $145,959+51.7% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 21.61% | 61.24%-39.6pp | 64.74%-43.1pp | 561.95%-540.3pp |
| Employer contribution / active EE | $10,132 | $5,315+90.6% | $4,674+116.8% | $4,661+117.4% |
| Participant deferral / active EE | $9,576 | $6,464+48.1% | $5,628+70.1% | $6,689+43.2% |
| Admin fee / account holder | $916 | $19,318-95.3% | $15,916-94.2% | $13,398-93.2% |