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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,922 | $175,259+24.9% | $149,723+46.2% | $139,487+56.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.94% | 166.82%-149.9pp | 134.50%-117.6pp | 373.84%-356.9pp |
| Employer contribution / active EE | $15,002 | $5,478+173.8% | $4,821+211.2% | $4,755+215.5% |
| Participant deferral / active EE | $10,760 | $6,522+65.0% | $5,682+89.4% | $6,713+60.3% |
| Admin fee / account holder | $1,758 | $16,158-89.1% | $13,215-86.7% | $11,407-84.6% |