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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,139 | $198,462-46.0% | $170,439-37.1% | $147,585-27.4% |
| Participation rate | 70.6% | 88.0%-17.4pp | 83.6%-13.0pp | 82.8%-12.2pp |
| Annual return | 15.72% | 257.30%-241.6pp | 205.94%-190.2pp | 578.58%-562.9pp |
| Employer contribution / active EE | $2,740 | $6,184-55.7% | $5,433-49.6% | $4,876-43.8% |
| Participant deferral / active EE | $7,582 | $5,629+34.7% | $4,939+53.5% | $5,439+39.4% |
| Admin fee / account holder | $5,942 | $16,852-64.7% | $13,881-57.2% | $10,886-45.4% |