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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,116 | $111,785-68.6% | $93,669-62.5% | $145,877-75.9% |
| Participation rate | 94.4% | 74.2%+20.2pp | 68.7%+25.7pp | 80.3%+14.1pp |
| Annual return | 11.27% | 203.79%-192.5pp | 133.59%-122.3pp | 551.28%-540.0pp |
| Employer contribution / active EE | $6,913 | $3,096+123.3% | $2,424+185.3% | $4,663+48.3% |
| Participant deferral / active EE | $4,705 | $4,919-4.3% | $4,416+6.5% | $6,691-29.7% |
| Admin fee / account holder | $912 | $10,256-91.1% | $8,291-89.0% | $13,402-93.2% |