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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,876 | $98,776+84.1% | $149,745+21.5% | $79,856+127.8% |
| Participation rate | 60.9% | 75.8%-14.9pp | 82.5%-21.6pp | 69.6%-8.8pp |
| Annual return | 21.90% | 27.38%-5.5pp | 276.72%-254.8pp | 31.71%-9.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,248 | $5,681-7.6% | $6,843-23.3% | $3,741+40.3% |
| Admin fee / account holder | $14,239 | $6,053+135.2% | $9,312+52.9% | $5,306+168.3% |