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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,418 | $198,462-85.7% | $170,439-83.3% | $147,585-80.7% |
| Participation rate | 85.7% | 88.0%-2.3pp | 83.6%+2.1pp | 82.8%+2.9pp |
| Annual return | 10.84% | 257.30%-246.5pp | 205.94%-195.1pp | 578.58%-567.7pp |
| Employer contribution / active EE | $2,854 | $6,184-53.8% | $5,433-47.5% | $4,876-41.5% |
| Participant deferral / active EE | $5,223 | $5,629-7.2% | $4,939+5.7% | $5,439-4.0% |
| Admin fee / account holder | $2,956 | $16,852-82.5% | $13,881-78.7% | $10,886-72.8% |