Retirement plan

EMPIRE RETIREMENT SAVINGS PLAN

Name: EMPIRE SOUTHWEST LLC - EMPIRE RETIREMENT SAVINGS PLAN (2017) Form 5500
Creator: EMPIRE SOUTHWEST LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPIRE RETIREMENT SAVINGS PLAN, EMPIRE SOUTHWEST LLC

EMPIRE SOUTHWEST LLCEIN 86-0894087Plan #002PY 2017

1725 SOUTH COUNTRY CLUB DRIVE - MESA, AZ 85210480-633-4944LinkedIn201-500 employeesgovernment administration

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$185.9M

-7.4% from 2016

Total participants

2,019

-1.8% from 2016

Average account balance

$94,011

-5.9% from 2016

Annual return

17.53%

-6.55 pp from 2016

Benchmarks

See 114 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants1,000-4,999

Cohort114 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$487.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$100K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

4,858

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$45.24M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$90

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO3+ years Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846	Recordkeeping	$172,081
WEALTHPLAN ADVISORS LLC3+ years Filed as: WEALTHPLAN ADVISORS Service code 27 7272 E INDIAN SCHOOL RD, SUITE 103 · SCOTTSDALE, AZ 85251	Advisory (Plan)	$60,000
CLIFTONLARSONALLEN LLP3+ years Service code 10 · EIN 41-0746749	Accounting	$10,300
BMO HARRIS BANK NA2 years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$242K

$138 / participant

Investment mgmt$60K24.8%
Other / not subdivided$182K75.2%

% of EOY assets

0.130%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$94,011

$43,233+117.5%

$185,117-49.2%

$77,958+20.6%

Participation rate

97.6%

64.2%+33.4pp

77.3%+20.3pp

71.6%+26.0pp

Annual return

17.53%

20.43%-2.9pp

40.50%-23.0pp

20.87%-3.3pp

Employer contribution / active EE

$1,906

$1,312+45.3%

$4,182-54.4%

$2,310-17.5%

Participant deferral / active EE

$5,216

$2,912+79.1%

$5,045+3.4%

$3,537+47.5%

Admin fee / account holder

$123

$95+28.9%

$8,159-98.5%

$97+25.9%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO3+ years

Filed as: ONEAMERICA RETIREMENT SERVICES LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$172,081

WEALTHPLAN ADVISORS LLC3+ years

Filed as: WEALTHPLAN ADVISORS

Service code 27

7272 E INDIAN SCHOOL RD, SUITE 103 · SCOTTSDALE, AZ 85251

Advisory (Plan)

$60,000

CLIFTONLARSONALLEN LLP3+ years

Service code 10 · EIN 41-0746749

Accounting

$10,300

BMO HARRIS BANK NA2 years

Filed as: BMO HARRIS BANK, NA

Service code 19 · EIN 36-2085229

Securities Custodian

EMPIRE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPIRE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion