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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,655 | $111,814+165.3% | $103,378+187.0% | $145,978+103.2% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 11.92% | 24.80%-12.9pp | 24.91%-13.0pp | 550.52%-538.6pp |
| Employer contribution / active EE | $6,854 | $4,215+62.6% | $3,870+77.1% | $4,662+47.0% |
| Participant deferral / active EE | $17,385 | $5,618+209.5% | $5,058+243.7% | $6,690+159.9% |
| Admin fee / account holder | $18,852 | $9,764+93.1% | $8,401+124.4% | $13,400+40.7% |