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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,608 | $138,114+216.1% | $125,391+248.2% | $134,545+224.5% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -25.00% | 750.88%-775.9pp | 572.41%-597.4pp | 418.37%-443.4pp |
| Employer contribution / active EE | $8,773 | $5,246+67.2% | $4,816+82.2% | $4,742+85.0% |
| Participant deferral / active EE | $10,187 | $7,801+30.6% | $7,448+36.8% | $6,401+59.1% |
| Admin fee / account holder | $468 | $11,570-96.0% | $10,009-95.3% | $11,431-95.9% |