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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $745,423 | $159,934+366.1% | $147,005+407.1% | $145,959+410.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.85% | 98.24%-77.4pp | 418.76%-397.9pp | 561.95%-541.1pp |
| Employer contribution / active EE | $9,612 | $5,287+81.8% | $4,934+94.8% | $4,661+106.2% |
| Participant deferral / active EE | $12,723 | $8,427+51.0% | $8,070+57.7% | $6,689+90.2% |
| Admin fee / account holder | $1,128 | $15,053-92.5% | $13,006-91.3% | $13,398-91.6% |