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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,056 | $106,247+351.8% | $96,515+397.4% | $139,466+244.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 6.97% | 38.47%-31.5pp | 35.73%-28.8pp | 373.66%-366.7pp |
| Employer contribution / active EE | $25,000 | $4,106+508.9% | $3,740+568.5% | $4,754+425.9% |
| Participant deferral / active EE | $7,525 | $5,456+37.9% | $4,880+54.2% | $6,712+12.1% |
| Admin fee / account holder | $13,481 | $7,885+71.0% | $6,735+100.2% | $11,409+18.2% |