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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,061 | $131,835-61.3% | $108,582-53.0% | $273,972-81.4% |
| Participation rate | 95.0% | 83.5%+11.5pp | 79.6%+15.4pp | 83.0%+12.0pp |
| Annual return | 6.35% | -91.57%+97.9pp | -51.70%+58.0pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,763 | $4,913-64.1% | $3,758-53.1% | $4,869-63.8% |
| Participant deferral / active EE | $4,325 | $5,127-15.6% | $4,311+0.3% | $5,287-18.2% |
| Admin fee / account holder | $2,725 | $10,253-73.4% | $7,645-64.4% | $10,133-73.1% |