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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,092 | $71,197-59.1% | $93,669-68.9% | $80,925-64.1% |
| Participation rate | 98.4% | 60.4%+38.0pp | 68.7%+29.7pp | 67.7%+30.8pp |
| Annual return | 14.83% | 11.27%+3.6pp | 133.59%-118.8pp | 35.65%-20.8pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,424-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,633 | $4,036-59.5% | $4,416-63.0% | $4,299-62.0% |
| Admin fee / account holder | $2,179 | $6,959-68.7% | $8,291-73.7% | $6,940-68.6% |