Retirement plan

EMPLOYEE BENEFIT PLAN OF STARDUST NON-PROFIT BUILDING SUPPLIES, INC.

Name: STARDUST NON-PROFIT BUILDING SUPPLIES, INC. - EMPLOYEE BENEFIT PLAN OF STARDUST NON-PROFIT BUILDING SUPPLIES, INC. (2020) Form 5500
Creator: STARDUST NON-PROFIT BUILDING SUPPLIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMPLOYEE BENEFIT PLAN OF STARDUST NON-PROFIT BUILDING SUPPLIES, INC., STARDUST NON-PROFIT BUILDING SUPPLIES, INC.

STARDUST NON-PROFIT BUILDING SUPPLIES, INC.EIN 86-0868376Plan #002PY 2020

1720 W BROADWAY RD - MESA, AZ 852021165480-668-0566LinkedIn11-50 employeesindividual & family services

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$37K

+44.0% from 2019

Total participants

-25.0% from 2019

Average account balance

$6,152

+92.0% from 2019

Annual return

17.78%

-5.46 pp from 2019

Benchmarks

See 42,032 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort42,032 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$101K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$7K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

51.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$25K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$917

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.24%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$921

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$6K

$2976 / participant

Other / not subdivided$6K100.0%

% of EOY assets

16.126%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$6,152

$115,814-94.7%

$101,275-93.9%

$158,982-96.1%

Participation rate

100.0%

79.4%+20.6pp

75.8%+24.2pp

82.0%+18.0pp

Annual return

17.78%

56.16%-38.4pp

46.48%-28.7pp

302.99%-285.2pp

Employer contribution / active EE

$975

$4,176-76.7%

$3,660-73.4%

$4,763-79.5%

Participant deferral / active EE

$5,359

$4,958+8.1%

$4,371+22.6%

$5,983-10.4%

Admin fee / account holder

$992

$7,249-86.3%

$5,948-83.3%

$11,252-91.2%

EMPLOYEE BENEFIT PLAN OF STARDUST NON-PROFIT BUILDING SUPPLIES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMPLOYEE BENEFIT PLAN OF STARDUST NON-PROFIT BUILDING SUPPLIES, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion