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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,702 | $56,287+48.7% | $80,977+3.4% | $62,881+33.1% |
| Participation rate | 48.1% | 68.9%-20.8pp | 75.8%-27.7pp | 69.3%-21.2pp |
| Annual return | 6.11% | 22.13%-16.0pp | 17.11%-11.0pp | 20.14%-14.0pp |
| Employer contribution / active EE | $747 | $1,943-61.5% | $3,715-79.9% | $2,281-67.2% |
| Participant deferral / active EE | $1,919 | $4,196-54.3% | $5,696-66.3% | $3,203-40.1% |
| Admin fee / account holder | $13,447 | $3,742+259.4% | $5,517+143.8% | $4,296+213.0% |