Filed May 9, 2025 (most recent of 23 filings on file)
Total covered: 33 employees
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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,534 | $56,443-70.7% | $83,831-80.3% | $55,725-70.3% |
| Participation rate | 84.9% | 72.0%+12.9pp | 76.1%+8.8pp | 70.9%+14.1pp |
| Annual return | -6.96% | 393.67%-400.6pp | 850.99%-857.9pp | 244.93%-251.9pp |
| Employer contribution / active EE | $600 | $2,682-77.6% | $3,631-83.5% | $2,078-71.1% |
| Participant deferral / active EE | $3,801 | $2,965+28.2% | $4,082-6.9% | $3,356+13.3% |
| Admin fee / account holder | $33 | $156-79.1% | $5,479-99.4% | $115-71.7% |