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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,022 | $177,156-54.3% | $147,027-44.9% | $154,746-47.6% |
| Participation rate | 77.8% | 79.4%-1.6pp | 73.7%+4.0pp | 80.7%-2.9pp |
| Annual return | 18.35% | 21.94%-3.6pp | 20.23%-1.9pp | 172.34%-154.0pp |
| Employer contribution / active EE | $2,521 | $4,336-41.9% | $3,626-30.5% | $4,379-42.4% |
| Participant deferral / active EE | $12,592 | $5,797+117.2% | $4,933+155.3% | $6,730+87.1% |
| Admin fee / account holder | $747 | $14,904-95.0% | $12,223-93.9% | $14,365-94.8% |