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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,207 | $91,559-48.4% | $133,978-64.8% | $79,856-40.9% |
| Participation rate | 50.0% | 73.3%-23.3pp | 79.8%-29.8pp | 69.6%-19.6pp |
| Annual return | 19.10% | 61.85%-42.8pp | 45.10%-26.0pp | 31.71%-12.6pp |
| Employer contribution / active EE | $954 | $2,384-60.0% | $3,919-75.7% | $2,471-61.4% |
| Participant deferral / active EE | $2,996 | $3,734-19.8% | $5,047-40.6% | $3,741-19.9% |
| Admin fee / account holder | $491 | $6,321-92.2% | $8,930-94.5% | $5,306-90.8% |