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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,349 | $183,516-82.4% | $155,534-79.2% | $145,884-77.8% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 59.30% | 61.43%-2.1pp | 64.92%-5.6pp | 551.85%-492.5pp |
| Employer contribution / active EE | $2,814 | $5,315-47.1% | $4,675-39.8% | $4,662-39.7% |
| Participant deferral / active EE | $5,147 | $6,467-20.4% | $5,630-8.6% | $6,690-23.1% |
| Admin fee / account holder | $468 | $19,293-97.6% | $15,900-97.1% | $13,392-96.5% |