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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,582 | $107,368-90.1% | $92,915-88.6% | $152,909-93.1% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 23.98% | 145.64%-121.7pp | 109.45%-85.5pp | 345.46%-321.5pp |
| Employer contribution / active EE | $1,200 | $4,222-71.6% | $3,653-67.1% | $4,764-74.8% |
| Participant deferral / active EE | $1,634 | $4,848-66.3% | $4,238-61.4% | $5,851-72.1% |
| Admin fee / account holder | $1,315 | $7,082-81.4% | $5,796-77.3% | $11,601-88.7% |