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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,063 | $183,592-59.1% | $155,574-51.8% | $145,877-48.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.25% | 61.37%-52.1pp | 64.87%-55.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $17,093 | $5,317+221.5% | $4,676+265.6% | $4,663+266.6% |
| Participant deferral / active EE | $8,221 | $6,466+27.1% | $5,629+46.0% | $6,691+22.9% |
| Admin fee / account holder | $461 | $19,316-97.6% | $15,914-97.1% | $13,402-96.6% |