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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,252 | $209,428-45.4% | $178,498-36.0% | $158,950-28.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.38% | 188.78%-182.4pp | 151.09%-144.7pp | 302.91%-296.5pp |
| Employer contribution / active EE | $6,955 | $5,707+21.9% | $5,011+38.8% | $4,762+46.0% |
| Participant deferral / active EE | $5,373 | $5,955-9.8% | $5,202+3.3% | $5,983-10.2% |
| Admin fee / account holder | $2,790 | $17,077-83.7% | $13,985-80.0% | $11,248-75.2% |