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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,441 | $135,956+93.8% | $123,894+112.6% | $273,972-3.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | -1.13% | 56.63%-57.8pp | 47.52%-48.6pp | 41.46%-42.6pp |
| Employer contribution / active EE | $10,159 | $5,170+96.5% | $4,617+120.0% | $4,869+108.7% |
| Participant deferral / active EE | $9,973 | $6,343+57.2% | $5,984+66.7% | $5,287+88.6% |
| Admin fee / account holder | $70,996 | $9,817+623.2% | $8,357+749.5% | $10,133+600.7% |