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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,805 | $93,064+48.1% | $74,577+84.8% | $273,972-49.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 5.76% | 26.18%-20.4pp | 20.47%-14.7pp | 41.46%-35.7pp |
| Employer contribution / active EE | $10,178 | $3,160+222.1% | $2,525+303.1% | $4,869+109.0% |
| Participant deferral / active EE | $6,099 | $4,160+46.6% | $3,458+76.4% | $5,287+15.4% |
| Admin fee / account holder | $11,816 | $5,273+124.1% | $4,138+185.5% | $10,133+16.6% |