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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,619 | $102,422+152.5% | $147,117+75.8% | $80,959+219.4% |
| Participation rate | 94.9% | 75.9%+19.0pp | 82.2%+12.7pp | 67.7%+27.2pp |
| Annual return | 14.28% | 135.16%-120.9pp | 420.54%-406.3pp | 35.67%-21.4pp |
| Employer contribution / active EE | $9,250 | $3,717+148.8% | $4,932+87.5% | $2,757+235.5% |
| Participant deferral / active EE | $14,920 | $6,652+124.3% | $8,065+85.0% | $4,300+246.9% |
| Admin fee / account holder | $14,272 | $7,953+79.4% | $12,993+9.8% | $6,925+106.1% |