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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,514 | $109,872-85.9% | $98,483-84.2% | $167,536-90.7% |
| Participation rate | 25.0% | 75.8%-50.8pp | 73.3%-48.3pp | 82.1%-57.1pp |
| Annual return | 12.58% | 1959.31%-1946.7pp | 1494.38%-1481.8pp | 478.82%-466.2pp |
| Employer contribution / active EE | $1,788 | $3,225-44.6% | $2,961-39.6% | $4,839-63.1% |
| Participant deferral / active EE | $2,354 | $4,673-49.6% | $4,276-45.0% | $6,342-62.9% |
| Admin fee / account holder | $4,492 | $6,757-33.5% | $5,953-24.5% | $12,315-63.5% |