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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $84,566 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $50,294 |
EDBERG & PERRY INC5 years Filed as: EDBERG PERRY, LLC Service code 13 · EIN 83-2658560 | Contract Administrator | $8,702 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,517 | $55,472+56.0% | $155,567-44.4% | $74,546+16.1% |
| Participation rate | 97.3% | 61.9%+35.4pp | 78.2%+19.1pp | 67.2%+30.1pp |
| Annual return | 15.69% | 268.72%-253.0pp | 64.74%-49.0pp | 1366.03%-1350.3pp |
| Employer contribution / active EE | $5,848 | $2,269+157.8% | $4,674+25.1% | $2,624+122.8% |
| Participant deferral / active EE | $6,428 | $2,838+126.5% | $5,628+14.2% | $4,347+47.9% |
| Admin fee / account holder | $525 | $1,743-69.9% | $15,916-96.7% | $1,944-73.0% |