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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,768 | $91,537+68.0% | $130,045+18.2% | $75,173+104.6% |
| Participation rate | 73.3% | 71.5%+1.9pp | 78.5%-5.2pp | 67.2%+6.1pp |
| Annual return | 18.89% | -631.55%+650.4pp | -137.30%+156.2pp | 160.72%-141.8pp |
| Employer contribution / active EE | $3,906 | $2,845+37.3% | $4,321-9.6% | $2,671+46.2% |
| Participant deferral / active EE | $6,700 | $4,343+54.3% | $5,820+15.1% | $4,126+62.4% |
| Admin fee / account holder | $8,534 | $6,780+25.9% | $10,600-19.5% | $5,651+51.0% |