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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,205 | $123,478+79.1% | $216,567+2.1% | $94,015+135.3% |
| Participation rate | 65.0% | 75.1%-10.1pp | 81.6%-16.6pp | 70.8%-5.8pp |
| Annual return | 23.97% | 23.61%+0.4pp | 12.94%+11.0pp | 17.84%+6.1pp |
| Employer contribution / active EE | $3,477 | $3,136+10.9% | $5,216-33.3% | $2,790+24.6% |
| Participant deferral / active EE | $7,616 | $4,556+67.2% | $6,191+23.0% | $4,249+79.2% |
| Admin fee / account holder | $774 | $12,753-93.9% | $21,981-96.5% | $8,951-91.4% |