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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,205 | $114,712+92.8% | $173,730+27.3% | $87,485+152.8% |
| Participation rate | 65.0% | 73.0%-8.0pp | 79.6%-14.6pp | 68.9%-3.9pp |
| Annual return | 23.97% | 20.18%+3.8pp | 19.96%+4.0pp | 26.06%-2.1pp |
| Employer contribution / active EE | $3,477 | $2,904+19.7% | $4,577-24.0% | $2,596+33.9% |
| Participant deferral / active EE | $7,616 | $4,642+64.1% | $6,326+20.4% | $4,274+78.2% |
| Admin fee / account holder | $774 | $10,210-92.4% | $17,523-95.6% | $7,775-90.0% |