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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,205 | $108,825+103.3% | $156,181+41.6% | $82,448+168.3% |
| Participation rate | 65.0% | 72.4%-7.4pp | 78.8%-13.8pp | 68.1%-3.1pp |
| Annual return | 23.97% | 20.59%+3.4pp | 64.87%-40.9pp | 41.64%-17.7pp |
| Employer contribution / active EE | $3,477 | $2,870+21.2% | $4,294-19.0% | $2,551+36.3% |
| Participant deferral / active EE | $7,616 | $4,577+66.4% | $6,132+24.2% | $4,139+84.0% |
| Admin fee / account holder | $774 | $9,341-91.7% | $14,586-94.7% | $7,234-89.3% |