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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,095 | $67,411-56.8% | $91,004-68.0% | $70,124-58.5% |
| Participation rate | 67.3% | 71.4%-4.1pp | 75.6%-8.3pp | 69.5%-2.3pp |
| Annual return | 12.77% | -40.16%+52.9pp | 4.60%+8.2pp | 73.14%-60.4pp |
| Employer contribution / active EE | $434 | $1,786-75.7% | $2,456-82.3% | $2,342-81.5% |
| Participant deferral / active EE | $2,172 | $2,823-23.1% | $3,548-38.8% | $3,332-34.8% |
| Admin fee / account holder | $111 | $4,236-97.4% | $5,417-97.9% | $4,645-97.6% |