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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,018 | $175,231-62.9% | $149,696-56.6% | $139,466-53.4% |
| Participation rate | 57.1% | 83.4%-26.2pp | 78.8%-21.6pp | 80.3%-23.2pp |
| Annual return | 18.42% | 166.77%-148.3pp | 134.46%-116.0pp | 373.66%-355.2pp |
| Employer contribution / active EE | $1,481 | $5,478-73.0% | $4,821-69.3% | $4,754-68.9% |
| Participant deferral / active EE | $7,098 | $6,521+8.8% | $5,682+24.9% | $6,712+5.8% |
| Admin fee / account holder | $308 | $16,155-98.1% | $13,212-97.7% | $11,409-97.3% |