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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,797 | $183,592-35.3% | $155,574-23.6% | $145,877-18.6% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 15.34% | 61.37%-46.0pp | 64.87%-49.5pp | 551.28%-535.9pp |
| Employer contribution / active EE | $1,530 | $5,317-71.2% | $4,676-67.3% | $4,663-67.2% |
| Participant deferral / active EE | $8,689 | $6,466+34.4% | $5,629+54.4% | $6,691+29.9% |
| Admin fee / account holder | $2,268 | $19,316-88.3% | $15,914-85.8% | $13,402-83.1% |