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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,807 | $138,076+101.2% | $123,553+124.8% | $135,380+105.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.08% | 153.70%-158.8pp | 119.21%-124.3pp | 519.81%-524.9pp |
| Employer contribution / active EE | $10,700 | $5,152+107.7% | $4,628+131.2% | $4,779+123.9% |
| Participant deferral / active EE | $7,238 | $6,800+6.4% | $6,426+12.6% | $5,609+29.0% |
| Admin fee / account holder | $6,189 | $10,917-43.3% | $9,284-33.3% | $10,828-42.8% |