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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,164 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,371 | $45,382-63.9% | $154,108-89.4% | $75,289-78.3% |
| Participation rate | 45.5% | 65.9%-20.4pp | 83.0%-37.5pp | 72.4%-26.9pp |
| Annual return | -6.67% | -0.47%-6.2pp | 735.21%-741.9pp | -0.04%-6.6pp |
| Employer contribution / active EE | $186 | $1,533-87.9% | $5,298-96.5% | $2,405-92.3% |
| Participant deferral / active EE | $939 | $2,384-60.6% | $5,081-81.5% | $3,739-74.9% |
| Admin fee / account holder | $39 | $89-56.3% | $13,411-99.7% | $102-61.8% |