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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,163 | $175,231-67.4% | $149,696-61.8% | $139,466-59.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 4.26% | 166.77%-162.5pp | 134.46%-130.2pp | 373.66%-369.4pp |
| Employer contribution / active EE | $17,500 | $5,478+219.5% | $4,821+263.0% | $4,754+268.1% |
| Participant deferral / active EE | $13,325 | $6,521+104.3% | $5,682+134.5% | $6,712+98.5% |
| Admin fee / account holder | $79,620 | $16,155+392.9% | $13,212+502.6% | $11,409+597.9% |