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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,825 | $100,033+9.8% | $149,716-26.6% | $70,124+56.6% |
| Participation rate | 93.5% | 83.6%+10.0pp | 87.1%+6.5pp | 69.5%+24.0pp |
| Annual return | 12.77% | 27.43%-14.7pp | 1501.67%-1488.9pp | 73.14%-60.4pp |
| Employer contribution / active EE | $11,454 | $3,661+212.9% | $5,444+110.4% | $2,342+389.0% |
| Participant deferral / active EE | $5,148 | $4,982+3.3% | $6,568-21.6% | $3,332+54.5% |
| Admin fee / account holder | $1,493 | $8,285-82.0% | $11,282-86.8% | $4,645-67.9% |