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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,088 | $49,897+82.6% | $80,648+12.9% | $75,177+21.2% |
| Participation rate | 40.3% | 55.3%-15.0pp | 67.0%-26.7pp | 67.2%-26.9pp |
| Annual return | 17.78% | 34.68%-16.9pp | 937.21%-919.4pp | 160.75%-143.0pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,724-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,278 | $2,992-57.3% | $4,443-71.2% | $4,126-69.0% |
| Admin fee / account holder | $595 | $3,579-83.4% | $5,382-88.9% | $5,651-89.5% |