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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,328 | $157,296-28.0% | $141,191-19.7% | $152,897-25.9% |
| Participation rate | 80.0% | 84.8%-4.8pp | 82.5%-2.5pp | 82.5%-2.5pp |
| Annual return | 17.68% | 64.34%-46.7pp | 71.41%-53.7pp | 345.43%-327.8pp |
| Employer contribution / active EE | $11,303 | $5,262+114.8% | $4,736+138.7% | $4,764+137.3% |
| Participant deferral / active EE | $9,987 | $7,111+40.5% | $6,710+48.8% | $5,851+70.7% |
| Admin fee / account holder | $1,739 | $12,125-85.7% | $10,264-83.1% | $11,599-85.0% |