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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,021 | $160,070-35.0% | $147,117-29.3% | $145,897-28.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.79% | 98.69%-83.9pp | 420.54%-405.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $5,074 | $5,285-4.0% | $4,932+2.9% | $4,663+8.8% |
| Participant deferral / active EE | $31,250 | $8,419+271.2% | $8,065+287.5% | $6,689+367.2% |
| Admin fee / account holder | $101,297 | $15,035+573.7% | $12,993+679.6% | $13,390+656.5% |