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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,672 | $91,198+178.2% | $178,503+42.1% | $79,856+217.7% |
| Participation rate | 98.1% | 69.2%+28.9pp | 81.9%+16.2pp | 69.6%+28.5pp |
| Annual return | 15.49% | 24.20%-8.7pp | 151.12%-135.6pp | 31.71%-16.2pp |
| Employer contribution / active EE | $15,419 | $3,257+373.5% | $5,011+207.7% | $2,471+523.9% |
| Participant deferral / active EE | $9,926 | $3,237+206.7% | $5,202+90.8% | $3,741+165.4% |
| Admin fee / account holder | $8,018 | $6,748+18.8% | $13,987-42.7% | $5,306+51.1% |