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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,405 | $73,978-76.5% | $96,515-82.0% | $75,173-76.8% |
| Participation rate | 48.2% | 66.4%-18.2pp | 74.3%-26.1pp | 67.2%-19.0pp |
| Annual return | 26.46% | 26.72%-0.3pp | 35.73%-9.3pp | 160.72%-134.3pp |
| Employer contribution / active EE | $1,501 | $2,931-48.8% | $3,740-59.9% | $2,671-43.8% |
| Participant deferral / active EE | $3,589 | $3,660-1.9% | $4,880-26.4% | $4,126-13.0% |
| Admin fee / account holder | $257 | $5,219-95.1% | $6,735-96.2% | $5,651-95.5% |