Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $762 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,069 | $44,425-32.3% | $67,834-55.7% | $55,167-45.5% |
| Participation rate | 48.1% | 59.7%-11.6pp | 68.8%-20.7pp | 69.0%-20.9pp |
| Annual return | 5.77% | 17.80%-12.0pp | 138.47%-132.7pp | 169.23%-163.5pp |
| Employer contribution / active EE | $621 | $1,351-54.1% | $2,403-74.2% | $1,963-68.4% |
| Participant deferral / active EE | $1,568 | $2,166-27.6% | $3,160-50.4% | $3,054-48.6% |
| Admin fee / account holder | $10 | $530-98.2% | $4,622-99.8% | $504-98.1% |