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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,438 | $150,446-2.7% | $136,297+7.4% | $147,585-0.8% |
| Participation rate | 83.3% | 84.4%-1.1pp | 81.9%+1.4pp | 82.8%+0.5pp |
| Annual return | 17.61% | 1049.14%-1031.5pp | 5156.19%-5138.6pp | 578.58%-561.0pp |
| Employer contribution / active EE | $2,231 | $5,256-57.6% | $4,696-52.5% | $4,876-54.2% |
| Participant deferral / active EE | $4,590 | $6,631-30.8% | $6,247-26.5% | $5,439-15.6% |
| Admin fee / account holder | $692 | $10,906-93.7% | $9,244-92.5% | $10,886-93.6% |