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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,217 | $157,304-51.5% | $141,197-46.0% | $152,909-50.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.04% | 64.34%-55.3pp | 71.41%-62.4pp | 345.46%-336.4pp |
| Employer contribution / active EE | $4,513 | $5,263-14.2% | $4,736-4.7% | $4,764-5.3% |
| Participant deferral / active EE | $7,307 | $7,111+2.8% | $6,710+8.9% | $5,851+24.9% |
| Admin fee / account holder | $121,763 | $12,126+904.2% | $10,265+1086.2% | $11,601+949.6% |