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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,346 | $150,447+206.0% | $136,298+237.7% | $147,586+211.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 9.31% | 1049.15%-1039.8pp | 5156.27%-5147.0pp | 578.59%-569.3pp |
| Employer contribution / active EE | $16,923 | $5,256+221.9% | $4,696+260.4% | $4,876+247.0% |
| Participant deferral / active EE | $11,388 | $6,631+71.8% | $6,247+82.3% | $5,439+109.4% |
| Admin fee / account holder | $2,903 | $10,906-73.4% | $9,244-68.6% | $10,886-73.3% |