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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,342 | $99,079-28.0% | $78,002-8.5% | $273,972-74.0% |
| Participation rate | 57.1% | 78.6%-21.4pp | 75.5%-18.4pp | 83.0%-25.9pp |
| Annual return | 7.53% | 217.93%-210.4pp | 425.99%-418.5pp | 41.46%-33.9pp |
| Employer contribution / active EE | $809 | $3,308-75.5% | $2,470-67.2% | $4,869-83.4% |
| Participant deferral / active EE | $2,096 | $4,306-51.3% | $3,497-40.1% | $5,287-60.4% |
| Admin fee / account holder | $15,908 | $8,954+77.7% | $5,481+190.3% | $10,133+57.0% |