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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,218 | $125,184-24.7% | $105,607-10.8% | $145,884-35.4% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 15.43% | 225.00%-209.6pp | 116.11%-100.7pp | 551.85%-536.4pp |
| Employer contribution / active EE | $2,157 | $3,720-42.0% | $3,167-31.9% | $4,662-53.7% |
| Participant deferral / active EE | $7,415 | $5,714+29.8% | $5,011+48.0% | $6,690+10.8% |
| Admin fee / account holder | $3,630 | $17,133-78.8% | $10,958-66.9% | $13,392-72.9% |