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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,462 | $132,099-11.1% | $115,599+1.6% | $138,895-15.4% |
| Participation rate | 81.8% | 77.9%+4.0pp | 74.3%+7.5pp | 79.9%+1.9pp |
| Annual return | 16.05% | 176.76%-160.7pp | 111.10%-95.0pp | 145.39%-129.3pp |
| Employer contribution / active EE | $2,069 | $3,416-39.4% | $2,955-30.0% | $4,194-50.7% |
| Participant deferral / active EE | $7,184 | $5,617+27.9% | $4,889+46.9% | $6,396+12.3% |
| Admin fee / account holder | $1,299 | $15,650-91.7% | $12,841-89.9% | $12,562-89.7% |