Retirement plan

PIONEER TITLE AGENCY, INC. 401(K) PLAN

Name: PIONEER TITLE AGENCY, INC. - PIONEER TITLE AGENCY, INC. 401(K) PLAN (2016) Form 5500
Creator: PIONEER TITLE AGENCY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PIONEER TITLE AGENCY, INC. 401(K) PLAN, PIONEER TITLE AGENCY, INC.

PIONEER TITLE AGENCY, INC.EIN 86-0506255Plan #001PY 2016

580 EAST WILCOX - SIERRA VISTA, AZ 856352532520-458-3500pioneertitleagency.comLinkedIn501-1000 employeesreal estate

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$16.8M

+15.2% from 2015

Total participants

529

+14.0% from 2015

Average account balance

$37,673

+5.6% from 2015

Annual return

10.67%

+9.76 pp from 2015

Benchmarks

See 542 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort542 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$64.53M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$77K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

843

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$329

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 13 · EIN 95-1411037 P.O. BOX 6040 · INDIANAPOLIS, IN 462066040	Contract Administrator	$9,285

Plan features & details

Pension benefit codes2E2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$24K

$53 / participant

Contract admin$9K39.0%
Other / not subdivided$15K61.0%

% of EOY assets

0.142%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LUDWIG KLEWER & CO PLLC
Auditor EIN: 364538293
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,673

$42,582-11.5%

$171,082-78.0%

$57,658-34.7%

Participation rate

81.6%

63.9%+17.7pp

76.7%+4.9pp

70.2%+11.4pp

Annual return

10.67%

308.67%-298.0pp

32.56%-21.9pp

5.13%+5.5pp

Employer contribution / active EE

$991

$1,306-24.1%

$4,002-75.2%

$1,974-49.8%

Participant deferral / active EE

$2,850

$2,933-2.9%

$4,797-40.6%

$3,061-6.9%

Admin fee / account holder

$54

$82-34.9%

$8,520-99.4%

$95-43.3%

Provider

Service type

Compensation

AMERICAN FUNDS2+ years

Filed as: CAPITAL RESEARCH & MANAGEMENT CO.

Service code 13 · EIN 95-1411037

P.O. BOX 6040 · INDIANAPOLIS, IN 462066040

Contract Administrator

$9,285

PIONEER TITLE AGENCY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PIONEER TITLE AGENCY, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion