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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,226 | $69,977+8.9% | $108,582-29.8% | $62,881+21.2% |
| Participation rate | 94.3% | 72.9%+21.4pp | 79.6%+14.7pp | 69.3%+25.0pp |
| Annual return | 2.31% | 10.73%-8.4pp | -51.70%+54.0pp | 20.14%-17.8pp |
| Employer contribution / active EE | $1,699 | $2,135-20.4% | $3,758-54.8% | $2,281-25.5% |
| Participant deferral / active EE | $4,197 | $3,165+32.6% | $4,311-2.6% | $3,203+31.0% |
| Admin fee / account holder | $32,854 | $5,076+547.2% | $7,645+329.7% | $4,296+664.8% |