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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,722 | $106,524+113.8% | $152,301+49.5% | $87,485+160.3% |
| Participation rate | 93.5% | 75.8%+17.8pp | 82.4%+11.1pp | 68.9%+24.6pp |
| Annual return | 9.41% | 26.89%-17.5pp | 80.50%-71.1pp | 26.06%-16.6pp |
| Employer contribution / active EE | $5,328 | $3,371+58.0% | $4,624+15.2% | $2,596+105.2% |
| Participant deferral / active EE | $8,425 | $6,525+29.1% | $8,004+5.3% | $4,274+97.1% |
| Admin fee / account holder | $52,233 | $8,287+530.3% | $14,398+262.8% | $7,775+571.8% |